Tag: FInancial

  • The Perilous Path of Increasing Money Supply: Government and Banks Tread Cautiously

    In the complex world of economics, the manipulation of money supply is a powerful tool that can either be a boon or a bane for a nation’s financial stability. Both the government and banks have the authority to influence the money supply, but this power must be wielded with caution. As we observe the economic…

  • Kenya – Financial inclusion

    Financial inclusion refers to the availability and accessibility of financial services and products to people who are unbanked or underbanked. In Kenya, financial inclusion has been a major focus in recent years, driven by the government and various private sector players. One of the main drivers of financial inclusion in Kenya has been the growth…

  • Mobile penetration across the continent

    Mobile phone penetration in Africa has grown significantly over the past two decades, transforming the continent’s social, economic, and political landscape. According to the World Bank, as of 2021, there were over 730 million mobile phone subscribers in Africa, representing a mobile phone penetration rate of around 70%. This growth in mobile phone usage has…

  • The growth of the MNC’s in Africa

    The growth of multinational corporations (MNCs) entering Africa has been significant in recent years, driven by the continent’s growing population, increasing urbanization, and the expanding middle class. MNCs see Africa as a new frontier for growth, with vast untapped potential in markets such as consumer goods, telecommunications, and financial services. Africa’s favorable demographics and economic…

  • Crypto – the new mobile money?

    Crypto and mobile money are not synonymous. While both crypto and mobile money are forms of digital currency, they differ in several important ways. Mobile money refers to a type of digital payment system that allows users to transfer funds and make payments using their mobile phone. This can include services like M-Pesa, which are…

  • Africa’s rising micro-businesses

    In recent years, the growth of micro businesses in Africa has been remarkable, driven by rising entrepreneurship, increased access to capital, and the rise of mobile and digital technologies. Micro businesses, defined as small, locally-owned enterprises with fewer than 10 employees, are playing an increasingly important role in Africa’s economies, contributing to job creation, poverty…

  • The Regulation Conundrum: Navigating the Path for Cryptocurrency

    Cryptocurrency, once a niche curiosity, has evolved into a global phenomenon that demands careful consideration from regulators and policymakers. As digital currencies continue to gain traction and influence, the question of whether to regulate or not becomes a pivotal point in shaping the future of finance, innovation, and consumer protection. Proponents of cryptocurrency often champion…

  • Africa Business Review 2021

    The business landscape in Africa in 2021 was shaped by the ongoing impact of the COVID-19 pandemic. The pandemic had a significant impact on many African economies, leading to a slowdown in economic growth and an increase in unemployment. However, despite these challenges, there were also some positive developments in the African business landscape in…

  • Africa or The Caribbean for business

    Doing business in the Caribbean and Africa are two very different experiences, with unique opportunities and challenges. Both regions offer their own unique advantages and disadvantages, and the decision of where to do business will depend on a variety of factors such as market size, accessibility, and local business regulations. The Caribbean is known for…