Tag: Money

  • The Dark Side of UK Banking: Causing More Pain than Good?

    The banking sector is a vital pillar of any economy, facilitating financial transactions and providing essential services to individuals and businesses. However, the UK banking industry has come under scrutiny in recent years due to its questionable practices, which have caused significant harm to the public and the overall economy. This article will shed light…

  • Quantitative easing vs tightening

    Quantitative easing (QE) and quantitative tightening (QT) are two monetary policy tools used by central banks to influence the economy. Quantitative easing refers to the process where a central bank buys financial assets from commercial banks to increase the money supply and stimulate economic growth. This results in an increase in bank reserves and lower…

  • The UK (and wider) energy crisis

    We need to step up our thinking on the energy crisis, here’s my starter Solar gives a 10 year payback at the moment with typically at least a 25 year lifespan, where else do you get an almost guaranteed low risk 10% ROI (ex repairs which are typically minimal and EOL replacement) the govt can…

  • Assessing the Potential for a New Telco in Ghana

    The telecommunications industry in Ghana has experienced significant growth and development over the past decade, with several established players dominating the market. However, given the increasing demand for telecom services and the evolving technological landscape, the question arises: Is there room for a new telco in Ghana? This article will explore the potential opportunities and…

  • The Perilous Path of Increasing Money Supply: Government and Banks Tread Cautiously

    In the complex world of economics, the manipulation of money supply is a powerful tool that can either be a boon or a bane for a nation’s financial stability. Both the government and banks have the authority to influence the money supply, but this power must be wielded with caution. As we observe the economic…

  • Kenya – Financial inclusion

    Financial inclusion refers to the availability and accessibility of financial services and products to people who are unbanked or underbanked. In Kenya, financial inclusion has been a major focus in recent years, driven by the government and various private sector players. One of the main drivers of financial inclusion in Kenya has been the growth…

  • Crypto – the new mobile money?

    Crypto and mobile money are not synonymous. While both crypto and mobile money are forms of digital currency, they differ in several important ways. Mobile money refers to a type of digital payment system that allows users to transfer funds and make payments using their mobile phone. This can include services like M-Pesa, which are…

  • The Regulation Conundrum: Navigating the Path for Cryptocurrency

    Cryptocurrency, once a niche curiosity, has evolved into a global phenomenon that demands careful consideration from regulators and policymakers. As digital currencies continue to gain traction and influence, the question of whether to regulate or not becomes a pivotal point in shaping the future of finance, innovation, and consumer protection. Proponents of cryptocurrency often champion…

  • Motor transport in Africa – Toyota?

    The dominant motor cars in Africa vary greatly depending on the country and region. However, there are several brands and models that are popular across the continent. One of the most popular brands in Africa is Toyota, which is known for its durable and reliable vehicles. Models such as the Toyota Corolla and Toyota Hilux…